How to Try to Stop Wage Garnishment in NYC
If your paycheck in New York is suddenly smaller because of a wage garnishment, it can feel impossible to pay rent, buy groceries or support your family. The good news is that you may have options to try to stop wage garnishment in NYC—and Chapter 7 bankruptcy is often one of them.
At ManhattanChapter7.com, operated by the Law Office of Howard Williams, you can talk with a Manhattan Chapter 7 bankruptcy lawyer about your rights and possible ways to protect more of your income.
What Is Wage Garnishment in New York?
In New York, a creditor who wins a lawsuit can sometimes get a court order to take part of your paycheck directly from your employer. That money goes toward the judgment, usually until the debt and certain fees are paid.
You might be facing wage garnishment for:
Credit card judgments
Personal loan or line of credit judgments
Old medical bills
Other unsecured debts
If you’ve received court papers, a judgment, or notice from your employer, it’s important to act quickly and find out what legal options you have.
Can Chapter 7 Bankruptcy Stop Wage Garnishment?
Filing a Chapter 7 bankruptcy in New York can trigger an automatic stay—a court order that, in many cases, temporarily stops most collection activity, including many wage garnishments. In some situations, it may also be possible to address recent garnished amounts through the bankruptcy process.
However:
Not all garnishments can be eliminated
Some debts (like child support) are treated differently
Timing is important—waiting too long can limit options
That’s why you should speak with a New York Chapter 7 bankruptcy attorney as soon as possible if your wages are being garnished in NYC.
Find out if Chapter 7 bankruptcy may help stop your wage garnishment in New York.
Get Help From a Manhattan Chapter 7 Bankruptcy Lawyer
If your paycheck is being hit by a wage garnishment in NYC, you’re under immediate pressure. You don’t have to guess about your options.
In a free consultation, the Law Office of Howard Williams can:
Review your garnishment and court documents
Explain how Chapter 7 bankruptcy in New York might affect the garnishment
Discuss other potential strategies if Chapter 7 is not right for you
Outline expected costs, timeline and next steps
Take the First Step Toward a Fresh Start
If you’re dealing with constant collection calls, lawsuits, wage garnishment, or simply can’t keep up with your minimum payments, it may be time to talk with a Manhattan Chapter 7 bankruptcy lawyer about your options.
You don’t have to guess about whether you qualify or what might happen next. Take a few minutes to share your situation with a New York bankruptcy attorney and get straightforward answers.
ManhattanChapter7.com is operated by the Law Firm of Howard Williams, a New York law firm. Attorney Advertising. This website is for informational purposes only and does not constitute legal advice. Viewing this site or contacting us does not create an attorney‑client relationship. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Quick Links
Contact Us
Legal
© lawofficesofhowardwilliams 2026 All Rights Reserved.