Contact Us, Book Your Free Chapter 7 Consultation
If you’re overwhelmed by debt, lawsuits, wage garnishment, or a frozen bank account, talking with a New York bankruptcy attorney can help you understand your options and plan your next step.
Use this page to request a free, confidential consultation with the Law Office of Howard Williams through ManhattanChapter7.com.
No obligation · Confidential · Serving Manhattan and all NYC boroughs
Schedule Your Free Consultation
Fill out the short form below and we’ll contact you as soon as possible—usually the same business day—to schedule a time that works for you. If your situation feels urgent (lawsuit date, garnishment, or frozen account), please mention it in the form or call us directly.
We do our best to respond as quickly as possible. If you don’t hear from us within one business day, please call us at .
Prefer to Call Us Directly?
If you’d rather speak to someone now instead of filling out the form, you can call our office directly.
📞 Phone: 929-493-4727
Office Hours:
Monday–Friday: 9:00 AM – 5:00 PM (ET)
After-hours voicemail available
If we’re on another call or away from the phone, please leave a message with your name, phone number, and whether your situation is urgent, and we’ll call you back as soon as we can.
Office Location
Law Firm of Howard Williams
260 W. 132nd Street
Manhattan, New York, NY10027
You do not have to come to the office in person if that’s difficult. Many Chapter 7 bankruptcy consultations can be handled by phone or video, especially if you live or work elsewhere in NYC or surrounding counties.
What to Expect After You Contact Us
We know reaching out about debt is not easy. Here’s what happens when you contact us through ManhattanChapter7.com:
We review your information.
We look at your form submission or notes from your call to understand the basics of your situation.We reach out to schedule a time.
We’ll contact you using your preferred method to set up a free consultation with a Manhattan Chapter 7 bankruptcy lawyer.You have a focused conversation.
In your consultation, we’ll discuss:
Your debts, income, and household
Any lawsuits, garnishments, or frozen accounts
How Chapter 7 bankruptcy in New York might apply to you
Other options if Chapter 7 doesn’t look like a good fit
You decide what to do next.
There’s no pressure. You can take time to think and decide whether you want to move forward.
Already Completed the Eligibility Quiz?
If you already used our Chapter 7 eligibility check on ManhattanChapter7.com, we may have some of your information already.
You can:
Mention in the form that you completed the quiz, or
Tell us on the call so we can quickly pull up your screening info.
Final reassurance & compliance
Your privacy matters. Information you share is treated confidentially. A consultation helps you understand your options; it does not obligate you to file bankruptcy or hire our firm.
ManhattanChapter7.com is operated by the Law Office of Howard Williams, a New York law firm.
Attorney Advertising. This page is for general informational purposes only and does not constitute legal advice. Contacting us does not create an attorney-client relationship.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
ManhattanChapter7.com is operated by the Law Firm of Howard Williams, a New York law firm. Attorney Advertising. This website is for informational purposes only and does not constitute legal advice. Viewing this site or contacting us does not create an attorney‑client relationship. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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